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Beliefs, Interactions and Preferences - in Decision Making
Manufacturer: Springer
ProductGroup: Book
Binding: Hardcover
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ASIN: 0792385993 |
Book Description
Beliefs, Interactions and Preferences in Decision Making mixes a selection of papers, presented at the Eighth Foundations and Applications of Utility and Risk Theory (`FUR VIII') conference in Mons, Belgium, together with a few solicited papers from well-known authors in the field.
This book addresses some of the questions that have recently emerged in the research on decision-making and risk theory. In particular, authors have modeled more and more as interactions between the individual and the environment or between different individuals the emergence of beliefs as well as the specific type of information treatment traditionally called `rationality'. This book analyzes several cases of such an interaction and derives consequences for the future of decision theory and risk theory.
In the last ten years, modeling beliefs has become a specific sub-field of decision making, particularly with respect to low probability events. Rational decision making has also been generalized in order to encompass, in new ways and in more general situations than it used to be fitted to, multiple dimensions in consequences. This book deals with some of the most conspicuous of these advances.
It also addresses the difficult question to incorporate several of these recent advances simultaneously into one single decision model. And it offers perspectives about the future trends of modeling such complex decision questions.
The volume is organized in three main blocks:
- The first block is the more `traditional' one. It deals with new extensions of the existing theory, as is always demanded by scientists in the field.
- A second block handles specific elements in the development of interactions between individuals and their environment, as defined in the most general sense.
- The last block confronts real-world problems in both financial and non-financial markets and decisions, and tries to show what kind of contributions can be brought to them by the type of research reported on here.
Book Description
Get the best care in the right place, for the right price --this book shows you how!
Finding the right kind of long-term care often requires making difficult decisions during difficult times. Long-Term Care helps you understand the alternatives to nursing facilities and shows you how to find the best care you can afford.
With Long-Term Care, you'll be able to:
-evaluate long-term care insurance
-arrange home care
-explore options beyond nursing homes
-choose a nursing facility
-get the most out of Medicare, Medicaid and other benefit -programs
-protect your assets
-recognize and prevent elder fraud
The completely updated 6th edition has a new chapter on hospice care. It also includes up-to-date benefit numbers, laws and taxes, as well as the latest resources and websites.
With sensitivity and clarity, Joseph Matthews gives you all the information necessary to help plan for and make the best arrangements for long-term care.
What's New in the 6th Edition of Long-Term Care
Overview of What's New
The new edition contains a new chapter on hospice care. It provides detailed information about what hospice care is, how to get it, and what to expect from it. The book also provides contact information for seeking out hospice care in your area.
The new edition contains major updates to the section on health care directives -- including revised information on what to include in a health care directive and who can serve as your agent.
Other updates include:
-revised discussions on asset limits for home care
-revised discussion about permissible and impermissible -transfers of assets
-updated analysis on the benefit of long term health care -insurance policies,
and
-a new description of "share-care" health care policies for -couples.
Chapters Most Affected
Chapter 6 - Hospice Care. Brand new chapter on hospice care: what it is, how to get it, and what to expect from it.
Chapter 8 - Medicaid Coverage for Long-Term Care. Revised discussion of asset limits for home care.
Chapter 9 - Medicaid and Asset Protection. Revised discussion of penalized transfers of assets.
Chapter 10 - Protecting Choices About Medical Care and Finances. Thoroughly revised to include:
-a new checklist for what to include in a health care directive
-a revised discussion of what to include in your HCD
-a new discussion of "palliative care" ("comfort care"),
and
-a new discussion of who can serve as your agent.
Chapter 11 - Long-Term Care Insurance. Updated analysis on the benefit of long term health care insurance policies and a new discussion of "Share-Care," health care policies for couples.
Download Description
Finding the right kind of long-term care, in the right place, often requires making difficult decisions in difficult times. Long-Term Care helps you understand the many alternatives to nursing facilities and shows you how to fit the care you need to the funds you have available. Learn how to: Arrange Home Care Understand what home care can do, what kind of care is available where you live, and how to arrange for services. Find a Non-Nursing Facility Residence Learn about the many varieties of independent living and assisted living residential care communities, and how to choose one that matches your needs and budget. Choose a Nursing Home If you need a nursing facility, find out what to look for and how to assess the quality of care. Get the Most out of Medicare, Medicaid and Other Benefit Programs Understand the regulations concerning benefit programs, what they cover and how to qualify for them. Evaluate Long-Term Care Insurance Find out whether long-term care insurance is a good investment for you. Protect Some of Your Assets Avoid draining your life savings and losing your home as you cover the costs of long-term care. The completely updated 5th edition has a new chapter that covers elder fraud - and how to prevent it. It also includes up-to-date benefits figures, as well as the latest resources and websites. With sensitivity and clarity, Joseph Matthews gives you all the information necessary to help plan for and make the best arrangements for long-term care.
Customer Reviews:
Another winner from Nolo Press.......2007-03-25
If you need legal knowledge, and can find a Nolo Press book that covers the topic, just buy it. You won't go wrong. This book is no exception.
An elderly family member is facing choices about whether to enter long term care. We needed to know all the ins and outs of various options, including Medicaid, Medicare, and veterans benefits. This book covers everthing of importance in clear, concise text.
One problem in a situation like this is that the "experts", like the case managers and social workers at hospitals and nursing homes, seldom have the time or incentive to tell you the whole story. It's up to you to figure out what your options are, and what protections you have. This book covers all of the bases in clear, understandable language.
Important note: several laws and regulations regarding transfer of assets and Medicaid/MediCal coverage eligability changed in early 2006. Make sure you understand the current laws. This book was published in late 2006 and is very up-to-date.
Like I said, another winner from Nolo.
Matthews can help you during difficult times........2006-10-25
Long-Term Care: How To Plan and Pay For It, challenges you to be a more caring and compassionate person in the face of dire human situations. Whether you are dealing with internal family problems, your loved one's medical crisis or your own feeling of anger or grief, you still must manage the day-to-day personal chores and responsibilities. No one has an easy solution to how to balance the extremes -- but the wisdom and insight of Joseph Matthews provides a wealth of information that you can go to for understanding and advice. What you will learn:
* MAKING DECISIONS ABOUT LONG-TERM CARE
--What is Long-term Care
--Complex Questions of Long-term Care
* Making a Realistic Family Commitment
* Help with Paying; Determining Income and Assets
* Help Getting Started: Geriatric Care Managers
* AT-HOME CARE
* How to Find Home Care Services
* Medical Services
* What to Look for in a Home Care Agency
* Developing a Care Plan
* ORGANIZED SENIOR RESIDENCES
--Independent Living
--Assisted Living
* Continuing Care Retirement Communities
* Choosing the Right Facility
* Entering a Formal Residence Contract
And a whole lot more.
Loving and Respecting yourself means recognizing your limitations and asking for help before you need it. Loving and Respecting your care recipient means empowering him/her to care for themselves, making the most of their remaining abilities and easing medical problems. Love and Respect are the foundation of a healthy caregiving relationship. In Long-Term Care: How To Plan and Pay For It (5th Edition)by Joseph L. Matthews offers hope that this insight combined with your own positive energy and spiritual strength can help you during difficult times.
Customer Reviews:
can help you during difficult times........2007-10-12
The Consumers' Guide To Long Term Care Insurance, challenges you to be a more caring and compassionate person in the face of dire human situations. Whether you are dealing with internal family problems, your loved one's medical crisis or your own feeling of anger or grief, you still must manage the day-to-day personal chores and responsibilities. No one has an easy solution to how to balance the extremes -- but the wisdom and insight of Stephen F. Rowley provides a wealth of information that you can go to for understanding and advice. What you will learn:
* MAKING DECISIONS ABOUT LONG-TERM CARE
--What is Long-term Care
--Complex Questions of Long-term Care
* Making a Realistic Family Commitment
* Help with Paying; Determining Income and Assets
* Help Getting Started: Geriatric Care Managers
* AT-HOME CARE
* How to Find Home Care Services
* Medical Services
* What to Look for in a Home Care Agency
* Developing a Care Plan
* ORGANIZED SENIOR RESIDENCES
--Independent Living
--Assisted Living
* Continuing Care Retirement Communities
* Choosing the Right Facility
* Entering a Formal Residence Contract
And a whole lot more.
Loving and Respecting yourself means recognizing your limitations and asking for help before you need it. Loving and Respecting your care recipient means empowering him/her to care for themselves, making the most of their remaining abilities and easing medical problems. Love and Respect are the foundation of a healthy caregiving relationship. In The Consumers' Guide To Long Term Care Insurance)by Stephen F. Rowley offers hope that this insight combined with your own positive energy and spiritual strength can help you during difficult times.
Worth Every Penny!!!.......2004-04-16
My spouse and I have been trying to determine if we need long term care and, if so, which options were most important. After reading a number of (more expensive) books and articles, we finally found this book.
Although the book didn't offer advice, it did a great job of laying out the pros and cons of the various options available. The worksheet in the back helped us to better discuss the issues with our insurance agent and the chapter on underwriting prepared us for what to expect and why.
All in all - a very good book that was simple to read and understand!
Very hulpful!!!.......2004-03-11
My wife and I have been researching long term care insurance for several months. This book was the first to fully explain the things that we needed to know...and it was an easy read with little use of insurance jargon.
Note: From the Author.......2004-02-13
Purchasing a Long Term Care policy is an expensive, usually lifelong, decision. Once they purchase coverage, very few individuals allow it to lapse or replace it with a newer policy. The consumer's relationship with the insurer may span 20, 30, or even 40 years. Some of these years will be as a healthy premium payer, while others may be as a beneficiary.
For this reason, the consumer should take the time to fully understand the product that he or she purchases. It is equally important to determine the strength and stability of the insurance company providing the coverage.
This book is a guide to help you, the consumer, better understand Long Term Care insurance. The goal is to translate industry jargon and legalistic policy language into laymen's terms to help the purchasing public better understand the types of policies and features available in Long Term Care policies so that consumers can assess the value and limitations of Long Term Care insurance.
Book Description
Consumer text provides information on how to design a strategy for long-term care planning. Includes data on financing, various insurance policies, reverse mortgages, Medicaid, and Medicare. Also contains updated directories of insurance departments, aging and health agencies, and Medicare/Medicaid divisions. Softcover.
Customer Reviews:
Initial dissapointment - 2 stars for now.......2006-03-05
I know next to nothing about long-term elder care, so I bought this book as an introduction. I have just started reading it (I am through page 71) and it is introducing a number of terms and concepts that appear to be very useful. However, I was startled by the sloppy financial analysis example on page 66. Entitled "Pay Now or Pay Later", it has the tone of sales material from a provider of long term elder care insurance.
The example compares a hypothetical client #1 with a hypothetical client #2. The unfortunate client #2 has not bought inflation protection. The example "demonstrates" that client #2 will be far behind client #1 in the first and all subsequent years of needed care. The premium dollars client #2 "saved" over 20 years appear to have been buried in the ground, as not a single additional dollar of investment earnings from the reduced premium is subsequently credited to client #2. This example is biased towards a recommendation to buy inflation protection through the unrealistic investment behavior of client #2. Someone familiar with the insurance industry should know about the added value of a annuity-like stream of dollars over 20 years.
I will post an updated review when I am further along in my reading ...
Awesome Book -- A Must Read For Every Baby Boomer.......2005-11-30
This book is excellent, and opens your eyes to the very real possibility of encountering a serious 'health event', now, or in years ahead, and with no plan for financing this near certainty. As a nation, we mistakenly have believed that Medicare or Medicaid will be there for us. WRONG! Phyllis Shelton is leading the pack in helping to cast light on this all important subject. This book can arm you with the right questions to ask, and the right direction to look. You won't be disappointed.
Detailed and Informative.......2005-09-02
This is a very detailed report on what happens when you get ill later in life and Medicaid or Long Term Insurance are necessary. The book has a great deal of facts, but is somewhat hard to follow and very complicated - just like Medicaid actually is. If you want to prepare yourself for very possible situations in your (or your parents') senior years - this is the book for you. Just make sure you have enough time to read and understand it.
Phyllis is the "Queen Bee" of the LTCI industry!.......2003-06-05
No Financial Planner in their right mind should be without Phyllis Shelton's latest book on Long Term Care. She continues to jam-pack this book with great information on a subject that so many know so very little about. It's no wonder that she has been described as "the most prolific trainer in the long-term care insurance marketplace."
Amazon.com
Coming off the deaths of his father following a bout with lung cancer, a loved one who was diagnosed with leukemia, and a number of friends who contracted HIV, attorney David S. Landay wrote Be Prepared for people facing life-challenging conditions. The book is organized and presented in a tone Landay says is necessary for anyone facing an uncertain future. As such, he repeatedly emphasizes a need to both expect the best and prepare for the worst. He covers a variety of topics, including drugs and treatments, nutrition and exercise, taxes, new uses of existing assets, and estate planning. Being proactive is a consistent theme and is particularly relevant in areas such as medical power of attorney, living wills, do-not-resuscitate orders, durable power of attorney, and preneed decisions about children. Of course, when it comes to an area such as money, it's tempting to assume that much of this information is already presented in other reputable books on financial planning that cover areas such as life, disability, and health insurance. But Landay makes a point of noting that some of his concepts for people with life-challenging conditions appear to fly against conventional wisdom. He calls attention to those concepts with a special symbol and refers to them as CASH: Conventional Advice Switched on its Head. (Examples: As long as you have a taxable income, it is advisable to continue to invest in retirement accounts; even if you don't have health insurance, there are still ways to get it; disability does not generally happen overnight; Medicaid covers more long-term care than Medicare.) And the book is certainly unique in its compilation of advice in a variety of areas (medical, financial, and legal), all aimed at informing people facing critical decisions. In the end, it's hard to know if Be Prepared is a truly proactive tool, or the type of resource people won't turn to until a crisis strikes. In that sense, it's much like earthquake preparation guides that go unnoticed until the big one hits. Nevertheless, Landay's effort is a sobering reminder both that poor health can send our lives spiraling out of control and that a little planning ahead can bring pride, dignity, and a sense of power to an otherwise compromised life. --John Russell
Book Description
If you are confronting a life-threatening condition and facing challenges to your fincances, work, and future, you no longer need to struggle alone. In Be Prepared, attorney David Landay, a leading authority with moer than thiry years' experience in this field, assembles and explains the most up-to-date financial, legal, and practical information. He will help you focus on the questions to ask, how to find the information you need, and where to loacte the resources to assist you. Topics covered include:How to obtain access to the best medical careSurprising ways to pay bills with existing assetsWork issues, disability, and going back to workLegal issues such as estate planning and the Americans with Disabilities ActSocial Security, Medicare, and MedicaidNew Investment strategiesHow to maximize your nicome and manage your expenses and debtsBy showing you, in simple steps, how to understand, organize, and manage your affairs, Landay provides you with the practical know-how and emotional confidence to face the future without fear. Be Prepared is the ideal book to help you make the best of some of life's most difficult situations.
Customer Reviews:
Truely a great resource for those in need........2006-03-14
Before I start my review let me just say I read the previous reviews for this book and I don't understand the ranting of Betty Burk's review. It is very clear that she has not read this book and is on some personal vendetta against the gay culture. It's amazing how she speaks out about name calling from "bullies" on the internet but has no problem with singling out young gay men as being "evil." I hope Betty is judged as she judges others.
At age 34, I was diagnosed with stage 4 colon cancer that has metasized to my liver. At the time of my surgery to remove a large tumor from my colon, my oncologist gave me a 50% chance of living another two years.
Today, I've survived over a year and a half of chemotherapy and still going strong. My wife discovered this book one day at our oncology clinic at a time where we where struggling with a lifetime cap on my health insurance and monthly bills from the hospital that would burn up the cap in a year.
This book, though a little bit dated with the recent drug plans offered by Medicare, covers pretty much everything you should be thinking about when dealing with a life challenging condition. From dealing with your employer, your rights as a person with a disability, to private insurance and disability, and of course your options for long term care, social security, Medicare and Medicaid. It also encourages you as well as gives you hints on how you can take action as your own advocate.
I highly recommend anyone facing a life challenging illness or disability to read at least the first chapter of this book. The chapters are well listed and you can skip very easily to the places you are most interested in. I'd also encourage family members to read it as well.
Overall, it's a wealth of information written in "grandma's english" which makes it very easy to understand. I thank David Landay for providing us with this great resource.
EXCELLENT - if you have an illness it should be in your home as a reference.......2006-03-14
"Be Prepared" is the only guide to provide a comprehensive and accessible map for coping with the maze of financial, legal, tax, and practical issues. It was refreshing to just discover that a financial planner somewhere "out there" had taken the diagnosis and progression of chronic illness into consideration. Many books from planners are written with a "what if you get an illness" or "after you owe thousands in medical bills" viewpoint. This is a great book for understanding the basics when you have a chronic illness but are not yet owing over a hundred thousand dollars in medical bills.
I highly recommend it to all of those with chronic illness that my organization serves through HopeKeepers Magazine--telling them it's WELL worth the expense.
It is easy to access and understand and includes over three hundred tips, with guidance on these and other topics:
How to obtain, keep, and maximize use of your health insurance coverage. * How to maximize your income and manage your debts. * How to make new uses of assets, such as turning life insurance into cash and using credit as a nest egg. * How to assess work issues, including the legal protections relating to your current job or a new one. * How to prepare for disability, make it work for you, and return to work without compromising your benefits. * How to minimize your taxes. * How to tailor your investment and retirement strategy to meet the needs of your condition. * How to choose and use the best professional services, including doctors, home care, hospitals, nursing homes, pharmacies, and hospices. * How to find, evaluate, and finance promising new drugs and treatments.
Extremely thorough guide.......2004-01-05
Be Prepared seems to have been written for people with AIDS and cancer, but its recommendations apply to anyone facing health problems and any kind of financial difficulty. The author guides you through getting disability, maintaining health insurance, getting other benefits that may be available to you and getting all your papers and affairs in order.
These steps help you keep control of your life when health problems could otherwise overwhelm you. As Landay says, "preparing for the worst allows you to expect the best." I followed his recommendations in coping with multiple sclerosis and applied some of them in my book The Art of Getting Well.
It's not always the easiest read; it's long and packed with info and resources. But I consider it a vital reference; I don't know of an equal one on the topic.
David Spero RN www.davidsperoRN.com
Great resource for someone with limited time.......2003-04-30
This book was full of helpful information. I read it for my stepmother, who has terminal cancer. There is tons of information in the book, and it was super easy to pick through it and read the parts that were relevant to us. I highly recommend this book for anyone who has limited time in this world.
Everyone Should Have This Book.......2000-07-07
Be Prepared is an incredible compilation of useful and practical information for anyone dealing with serious illness. When my mother was diagnosed with Liver Disease, I had no idea where to turn to get answers to a number of our questions regarding insurance and financial matters - our family attorney didn't even have all the information compiled here. I am grateful that a friend gave me a copy of Be Prepared... Not only did it provide me with the tools to evaluate our situation realistically, it also pointed me in the right direction to deal with issues that hadn't even crossed our minds. I highly recommend Be Prepared to anyone facing the challenges of a serious illness.
Product Description
Spring 2005 Edition
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